Chattel Mortgage

A commercial car finance product where the vehicle is used predominately for business purposes (more than 50%) for business purposes.

Benefits of a Chattel Mortgage include:

  • Fixed interest rate
  • Trade in and deposit options
  • Possible GST Savings (Ask your Accountant)

Finance Lease

The financier purchases the equipment on behalf of the customer, who then pays the financier a fixed monthly lease rental for the term of the lease.

Benefits of a Finance Lease include:

  • Tax deductions for the lease payments can be claimed
  • A residual is applied to a lease, lowering monthly payments
  • Your equipment does not sit “on your books” as an asset/liability

Low Doc Loans

Haven’t completed your Tax Return or still finalising your accounts? If you are a business or Sole Trader looking to purchase a car, we have a number of Low Doc options that make organising finance quick, easy and hassle-free.

Benefits of Low Doc Loans include:

  • Less documents required
  • Private and Dealer Purchases
  • Flexible, efficient loan option for your business



To find out more about Business Car Finance, please email us at or call us on 1300 386 318


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